Our Services

We offer two highly secure lending models supporting UK businesses:  

‘Secured & Insured’

Secured & Insured loans are secured against a company’s Accounts Receivable (AR), the money owed for the goods and services the business delivers to its customers. ArchOver takes an all asset charge over the company including its ARs, meaning if something goes wrong ArchOver can quickly step in and collect the money owed and pass it on to our Lenders. The ARs are insured by our partners Coface against late or non-payment. Coface are a world leading provider of credit insurance and debt recovery services.

All Borrowers must take out credit insurance before being approved for a ‘Secured & Insured’ loan. ArchOver’s partnership with Coface allows them to leverage Coface's analysis of both the Borrower and the creditworthiness of their customers, thereby providing a secondary level of approval.

‘Secured & Assigned’

Secured & Assigned loans are secured on contracted recurring revenues of established and profitable businesses with loyal clients, looking for a loan to help them expand. Contracted recurring revenue means guaranteed revenues and does not include additional services a company might provide on top. An example might be monthly fees for software, but any technical support is extra. ArchOver takes an all asset charge on the business and assignment of the contracts as security.

ArchOver is authorised and regulated by the Financial Conduct Authority under registration number 723755. Your capital is at risk. Lending over the ArchOver platform is not covered by the Financial Services Compensation Scheme.

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