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If someone sent you to this section or a page of it, please make sure that you are able to give the certification before proceeding. We are providing the information in this section for background information only. We are not providing access to this section for the purpose of soliciting: (a) membership in Lloyd’s or membership of any syndicate of Lloyd’s, (b) the purchase of any security issued by Lloyd’s, or (c) the purchase of insurance, or any other service or product, in the Lloyd’s market. This section does not make an offer of, or solicit an offer for, any of these things.

Third parties, such as Lloyd’s syndicates, have provided some of the information on this web site and Hampden has not verified its accuracy and completeness. More generally, we do not accept responsibility for loss by any person acting or refraining from action as a result of any statement, fact, figure or expression of belief (including any forward looking statement) contained on this web site.

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Important Information for recipients of HAL Marketing Material

Marketing documents issued by Hampden Agencies Limited ("Hampden") are for the confidential use of those persons to whom it is delivered, by Hampden and is not to be reproduced, distributed or used for any other purpose. By accepting delivery of this presentation, each recipient agrees to treat this presentation as strictly confidential and not to reproduce, distribute or otherwise use this presentation, or any of its contents, without the prior written consent of Hampden.

Underwriting at Lloyd’s involves a significant degree of risk and those investing in the market will be exposed to the risk of underwriting losses. Ultimately, underwriting Members will remain liable for losses until the liabilities of all syndicates in which there is a participation have been reinsured to close (i.e. assuming that there is no failure of such reinsurance). Underwriting may not be suitable for all, and independent advice should be sought.

This document is for information purposes only and the information contained therein does not purport to be full or complete. No reliance may be placed on the information contained in any presentation or document or their accuracy or completeness.

Hampden has taken reasonable care to ensure that the information contained in our marketing suite is true and accurate in all material respects as at the date of publication, and it is subject to change without notice. No representation is made, assurance is given, or reliance may be placed, in any respect, that such information is correct and no responsibility is accepted by Hampden, or any of their respective officers, agents or advisers, as to the accuracy, sufficiency or completeness of any of the information or opinions, or for any errors, omissions or misstatements, negligent or otherwise, contained in or excluded from the document or for any direct, indirect or consequential loss or damage suffered or incurred by any person in connection with the information contained therein (except to the extent that such liability arises out of fraud or fraudulent misrepresentation).

No advice has been sought on any legal or taxation matters relating to the information set out in our marketing material and recipients should seek their own legal, tax and financial advice in connection with the information contained therein. Nothing contained therein constitutes either an offer to sell, nor is it a solicitation of an offer to buy any financial products or to enter into any agreement or arrangement in relation to matters discussed in the presentation.

Our Marketing materials are not for release, publication or distribution, directly or indirectly, in whole or in part, in any jurisdiction where such release, publication or distribution would be unlawful or would impose any unfulfilled registration, qualification, publication or approval requirements on Hampden. In particular, they should not be distributed or made available to persons with addresses in or who are resident in the United States. Persons into whose possession our document comes must inform themselves about, and observe, any such restrictions as any failure to comply with such restrictions may constitute a violation of the securities law of any such jurisdiction.

This disclaimer is produced by Hampden Agencies Limited, a Hampden Group company which is authorised by the Financial Conduct Authority (under FRN 204946) and regulated by the Corporation of Lloyd’s and the Financial Conduct Authority. HAL is a registered Lloyd’s Members’ Agent and Advisor, of 40 Gracechurch Street, London EC3V 0BT. Registered No: 2970319

© Hampden Agencies Limited (May 2023)